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Heart Rate Zone Calculator

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Estimated max heart rate

Karvonen (heart-rate reserve)
target = resting + intensity% × (max − resting) · max ≈ 220 − age

Heart-rate zones turn "train easy" and "train hard" into numbers you can see on a watch. This calculator builds your five zones from age — and personalizes them with the Karvonen formula the moment you add a resting heart rate.

Why Karvonen beats plain percentages

Plain %-of-max zones ignore fitness. Karvonen anchors intensity to your heart-rate reserve — the span between resting and max. Two 40-year-olds share an estimated max of 180, but with resting rates of 50 vs 75, their Zone 2 differs by more than 10 bpm. The reserve method scales the zones to the engine you actually have.

What each zone is for

Zone 1 flushes fatigue. Zone 2 — the famous one — builds mitochondria and fat-burning efficiency at conversation pace; most endurance volume belongs here. Zone 3 is sustainable tempo. Zone 4 brushes your lactate threshold, the redline of sustainable pace. Zone 5 is short maximal work for VO₂max. A classic weekly shape: ~80% of time in Zones 1–2, ~20% in 4–5.

The honest limits of 220 − age

It's a population regression with a ±10–12 bpm standard deviation — your true max might be 172 or 195 at age 40. If a race or field test has shown you a real max, trust it over the estimate and shift zones accordingly. Resting HR is easy to get right: measure before getting out of bed, several mornings, and average.

Putting zones to work

Runners: pair zones with the pace calculator to connect effort to speed. Strength athletes: the 1RM calculator is your intensity anchor instead. And the calorie cost of all that Zone 2 time shows up in the TDEE calculator's activity multiplier.

General fitness guidance; consult a professional for medical conditions affecting heart rate.

Frequently Asked Questions

How do I calculate my heart rate zones? +

Estimate max heart rate (220 − age), then take percentages: Zone 2 is 60–70% of max. With resting HR, the Karvonen method is more personal: target = rest + %intensity × (max − rest).

What is Zone 2 training and why does everyone talk about it? +

Zone 2 (60–70% of max, conversational pace) builds aerobic base and fat-burning efficiency with low fatigue. Endurance programs put the bulk of volume here because it accumulates adaptation without burnout.

What is the Karvonen formula? +

target HR = resting HR + intensity% × (max HR − resting HR). By anchoring to your heart-rate reserve, it personalizes zones — two 40-year-olds with resting rates of 50 and 75 get meaningfully different zone boundaries.

How accurate is 220 minus age? +

It is a population average with a standard deviation around 10–12 bpm, so individual max can differ substantially. If you have a measured max from a test or race, mentally shift the zones accordingly.

What zone should I train in to burn fat? +

Zone 2 burns the highest share of fat as fuel, but total calories matter more for weight loss than the fuel mix. Mix mostly Zone 2 with some higher-intensity work for the best of both.

What is a normal resting heart rate? +

Most adults sit between 60 and 100 bpm; trained endurance athletes commonly measure 40–60. Measure it before getting out of bed for consistency.

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